| International banking services |
| Below are the most common international services used and the fees applicable, which will be charged at the time of use. |
Quarterly management fee
for each currency held |
£45 (or currency equivalent) |
| Telegraphic transfers |
£35 |
| Bankers draft drawn on agent abroad |
£25 |
| Crediting receipts from abroad (where beneficiary bears the charge) |
£15 |
Obtaining proceeds of cheques payable abroad |
| By collection |
0.3% (min £30, max £90) |
| By negotiation (subject to recourse) |
0.3% (min £15, max £90) |
| Negotiation of sterling cheques |
as above, plus interest fee of 1% of value |
| Cheques returned unpaid |
£15 per cheque |
| Enquiry regarding fate of cheque |
£20 (per tracer) |
Expenses, such as cable fees, agents' fees and VAT, where applicable, will be added. Fees relating to obtaining proceeds of cheques payable abroad apply whether or not a cheque is paid. When cheques are negotiated by the Bank on your behalf, the Bank credits your Account immediately. However, there is an unlimited recourse period attached to the negotiation of cheques and if the cheque is subsequently returned unpaid we will be obliged to debit your account. |
|
| Electronic banking - Coutts Bankline |
All charges will be calculated and applied quarterly as one amount, regardless of the service or services you choose.
|
| No of Accounts |
Monthly Fee Per Account |
| 1-9 |
£15 (max £120) |
| 10-50 |
£10 (max £300) |
| 50+ |
£350 |
| (Minimum subscription £30 per month) |
Crownline
|
| No of Accounts |
Monthly Fee Per Account |
| 1-9 |
£15 (max £120) |
| 10+ |
Max £500 |
| In addtion, transaction charges will be applied as follows: |
|
| Inter- account transfers |
Free |
| Immedate payment ** |
£3 |
| Next day / future dated payment ** |
25p |
| BACS payments** |
25p |
| Telegraphic transfers † |
£25 |
| CHAPS payments†† |
£15 |
| Bankers draft †† |
£20 |
| (Minimum subscription £30 per month) |
Dual Runners
|
| Clients who wish to dual run both services will be charged the standard CrownLine tariff for accounts registered on CrownLine as follows: |
| No of Accounts |
Monthly Fee Per Account |
| 1-9 |
£15 (max £120) |
| 10+ |
Max £500 |
| Transaction charges will also be applied on CrownLine as detailed below: |
|
| Inter- account transfers |
Free |
| BACS payments** |
25p |
| CHAPS payments†† |
£15 |
| Telegraphic transfers† |
£25 |
| Bankers draft †† |
£20 |
| In addition, transaction charges will be applied on Coutts Bankline as follows: |
|
| Inter- account transfers |
Free |
| BACS payments** |
25p |
| (Minimum subscription £30 per month) |
|
|
|
Details of fees for services outside this standard tariff can be provided at any time upon request and will be advised to you when you first use the service. Fees for borrowing are assessed separately for each facility.
For further details of any items described here, please contact your commercial banker.
EAR stands for Effective Annual Rate and is the real cost of an overdraft,stated as an annual fee, which takes into account how often interest is charged to the account. All other charges, such as arrangement fees, will be shown separately from the EAR.
For further details of any items described here, please contact your commercial banker.
** Payments of this type also attract the standard 48p transaction charge for one debit on the current account.
†Overseas banks may charge their own commission. This charge will be levied if, when sending monies abroad, you opt to add such fees to the Coutts charge to ensure the beneficiary receives the full amount requested.
††Applied at time of use |
